A review on post on Legal from My E-Commerce blog

I am reviewing the post “UK to get tough with illegal downloader” in http://ecommerze.blogspot.com/search/label/Legal. We know that many things can be downloaded through Internet, either legally or illegally, such as movies, songs, articles, pictures, and so on.

Even thought we all know that illegally downloading will make a lot of losses for the original producers, and it is unethical action, there is an argument about the original sources are much more expensive. Well, that is one of many excuses from downloaders.

Today, we don’t have a law specifically against the downloaders as there is less or even no downloading before. Yet, law been built is to be fairness, and protect human being. There is no free lunch in reality; we must pay before we get anything. Internet is the virtual world that we can perform many things, but not everything is right.

Does the new law bring effect to the world? We may not know. It may reduce number of downloaders, less illegal downloading, less pirated material. Who are willing to take risk in producing those materials if nobody needs pirated material? Even the new law works, there still have the problem. It may not be eliminated as there are many ways to cover up the crime.

Well, if there is your favourite movie or favourite song, are you willing to pay for original producers to let them earn more and produce more? Or you rather to pay for pirate providers, let them earn your money but they just copy from producers?

E-Government in Malaysia: Its implementation so far and citizen’s adoption strategies.

The Electronic Government initiative in Malaysia was launched to lead the country into the Information Age. It has improved both how the government operates internally as well as how it delivers services to the people of Malaysia. It seeks to improve the convenience, accessibility and quality of interactions with citizens and businesses; simultaneously, it will improve information flows and processes within government to improve the speed and quality of policy development, coordination and enforcement.

Current applications of e-Government in Malaysia such as
1. e-Filling- Renewing Road Tax
2. Driving License online,
3. KWSP’s i-Akaun
4 .E-Perolehan

Common problems encountered by consumers

1. Security and privacy – consumer maybe worry about their private personal data and the tax return can see by others.


2. Credibility – how accuracy of the e filing system and how to ensure that the system will not make the mistake?

3.Technological knowledge – some of the people maybe don’t have the technological knowledge. So they maybe don’t how to use the e government application via internet.

Suggest ways to encourage more citizens to use the e-government applications

1. Improve the security and privacy application - make sure the data will not hack by the hacker.

2. Organize some activities to introduce the e government application and teach the citizen how to use the e government application.

Corporate Blogging: A new marketing communication tool for companies.

A corporate blog is not new to the corporate world anymore. Most of the companies publish and use the blogs either external or internal. An internal blog, usually publish in the intranet of the organization that it can be viewed by any employees, whereas, the external blogs is a publicly weblog where others can share their views.

For a large organization and even small companies, blog is a good communication vehicle. This is because it is impossible to share the information of the company with each and every employee. Besides, the companies use the blog to provide the information for consumers such as the directions on how to use the products.

Lat Long Blog, a blog which cover Google Earth, Google Maps, Local and Google APIs is launched by Google. It will discuss efforts by Google to map the “geoweb”.

Blog can be the best way for sharing the information and knowledge with the companies. Furthermore, the consumer can be easily to inform when there is new product and it is also the way to get the feedback from the consumer.

Blog also has its disadvantages too. Blog is easy to start but it is difficult to maintain. The company must always update their blogs, updating the blogs may sometimes need more time. Whether external or internal blogs, some of the employers will worry about the security which may cause the loss of the company confidentiality.

A review on post on e-tailing from My E-Commerce blog

Nowadays, we can buy touch n go card in any retail shop around us. In our earlier perception, “touch n go” is used for traveling by bus, KTM, LRT, other public transport, as well as passing tolls. However, the review on the post "Using Touch n Go card to buy fast food in Malaysia will be a reality" in http://ecommerze.blogspot.com/search/label/e-Tailing brings a new point of view to us on the usefulness of Touch n Go card.

When you are traveling on the highway, and take rest at the comfort stop. Do you hope to have a meal at there? There are some fast food restaurants, like KFC, Burger King, A&W, and so on. No need to carry too much cash along the trip, what you only need is your Touch n Go card – as long as there is enough balance in your card. Some more, there are some promotion when you use Touch n Go card to consume in the restaurants above mentioned.

Besides, Dunkin’ Donut, 7-eleven, Carrefour hypermarkets, Caltex convenience stores also accept payment made by Touch n Go card. The card can be reloaded through bank, retail shop, 7-eleven, and so on. It will not be troublesome for cardholder to reload the card.

Well, additional functions of Touch n Go card bring more benefits and convenience to consumers. It is improvement of e-tailing in our country, by using prepaid card – which known as “electronic purse”. Will it success to be used for retail purchasing? Appropriate promotions must be done to let public know the usefulness of this card, and then it will hit the target.

Review a local e-commerce site

Blooming Florist is establish since year 1995.The Company is provide online shopping services which name http://www.blooming.com.my/. Besides that, it has open a branch at mid valley recently.

Blooming Florist has selling many types of product such as:

1.Dolls
2.Flowers
3.Cookies
4.Fruits basket
5.Wines
6.Belgium Chocolate
7.Selwin Pewter Clock
8.Home Decoration
9.Hampers
10.Disney Toys

The website also presents the layout of the product and the prices of each category of the products. You can select which product you want to buy and then click the buy button then the website will transfer the product to the shopping cart.

After that, when you already finish shopping, you can switch to the shopping cart and check out the products that you are selected. Before you make payment, you should fill in some details.

1.Delivery Period: Select the date of delivery
2.Gift card message: Writing some wishes or message in the card message
3.Recipient: Fill in the personal particular form
4.Billing information: Fill in the delivery information
5.Order review: Check the price of the products and confirm it
6.Payment Option: Select type of payment

Finally, you can collect a receipt which will send to your e-mail and this is the evidence to prove that you are paid for the items.

Mobile payment systems in Malaysia: Its potentials and consumers’ adoption strategies

Mobile payments are defined as the use of a mobile device to conduct a payment transaction in which money or funds are transferred from a payer to a receiver via an intermediary, or directly without an intermediary

Bank Negara Malaysia sees tremendous promise in mobile telecommunication networks as an electronic payment channel since mobile phones are already in the hands of most Malaysians, with 88% of the Malaysian population subscribing to mobile phone services.

Adoption of mobile and electronic payments systems:

1.Relative advantages of mobile payment systems:Mobile payments provide consumers with everywhere purchase possibilities, timely access to financial assets and an alternative to cash payments.

2. Compatibility: Compatibility captures the consistency between an innovation and the values, experiences, and needs of potential adopters.

3. Complexity: Complexity and problems with usability have contributed to the low adoption of a variety of payment systems, including smart cards and mobile banking.

4. Network externalities and creation of critical mass: Payment systems exhibit network externalities as the value of a payment system to a single user increases when more users begin to use it.

5. Costs: There is a direct effect on consumer adoption if the cost of a payment transaction is on to customers. In order to gain a competitive advantage, a shoppers in electronic channels should attentive to price the transaction costs of mobile payments to be low enough to make the total cost of purchase competitive with the physical world prices.

6. Payment system security and trust in payment systems providers: In a mobile environment, lack of consumer perceived security and trust in vendors and payment systems is one of the main barriers to electronic and mobile commerce transactions.

Electronic Currency - E-Micropayment systems: Bitpass

Electronic currency also can call as e-money, electronic cash, electronic money, digital money, digital cash or digital currency. It refers to money or scrip which is exchanged only electronically and this also involves use of computer networks, the internet and digital stored value systems. The examples of electronic currency are Electronic Funds Transfer (EFT) and direct deposit.

E-Micropayments are small online payments, typically under US $10.

The following are companies with e-micropayment products:
1. Bit Pass (bitpass.com)
2. Pay stone (paystone.com)
3. Pay Loadz (payloadz.com)
4. Peppercoin (peppercoin.com)

Bitpass was one of the online payment system for digital content and services. It was founded in December, 2002 and the co-founder was Kurt Huang. Besides, it also partnered with major technology and financial services companies such as Microsoft, PayPal, the Royal Bank of Scotland and First Data.

Bit Pass system works similarly to a pre-paid telephone card: you sign up for the service and put money into your account using a credit card or PayPal, which gives you credit towards the purchase of content.

On January 19th, 2007 Bitpass announced that they were shutting down due to "circumstances beyond our control," CEO Matthew Graves wrote in an e-mail to customers., and operations officially closed on January 26th, 2007.